The Financial Services Industry Business Reference Architecture provides a unified, end-to-end view of how financial institutions and their partners create client and financial system value. It clarifies the capabilities required to acquire and onboard clients, provide and service financial products, extend and manage credit, move and settle money, manage assets and investments, and safeguard assets and markets. By exposing the systems, information flows, workforce, partnerships, and dependencies that enable these capabilities, the architecture creates a common language across financial services, business, data, and technology stakeholders. It helps leaders reduce duplication, strengthen interoperability and coordination, identify capability gaps, and align technology investments with client outcomes and financial system trust.
The Financial Services Industry Business Reference Architecture
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