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Payment Processing Software

Payment Processing

What is Payment Processing Software?

Payment processing software provides businesses with the means to process customer credit card payments either in person or online and may also integrate with online wallets or other digital payment methods to provide an alternative to credit card payments.

Common Features

  • Credit Card Processing
  • E-Commerce Integration
  • POS Integration
  • Reporting Analytics
  • Security
  • Customer Support
  • POS Verification
  • Integration With Accounting System
  • Mobile Payments
  • Digital Wallet Integration
  • Recurring Payments
  • Multi Currency

Top Payment Processing Software

2026 Data Quadrant Awards

2026 Emotional Footprint Awards

At SoftwareReviews, we take pride in recognizing excellence. Each year, we present the Data Quadrant Awards to top-performing software products based solely on authentic user reviews, without any paid placements or analyst opinions. These awards highlight software products that excel in terms of features, vendor capabilities, and customer relationships, earning them the highest overall rankings.

At SoftwareReviews, we take pride in recognizing excellence. Each year, we present the Emotional Footprint Awards to top-performing software products based solely on authentic user reviews, without any paid placements or analyst opinions. These awards shine a spotlight on software vendors who excel in crafting and nurturing strong customer relationships.

Switch to Emotional Footprint
Products: 8
Next Award: Aug 2027

Top Payment Processing Software 2026

Product scores listed below represent current data. This may be different from data contained in reports and awards, which express data as of their publication date.

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Products below are ineligible for awards due to insufficient recent reviews

Shopify Payments Start getting paid Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are.

Pros

  • Helps Innovate
  • Reliable
  • Enables Productivity
  • Trustworthy

Cons

  • Under Delivered
  • Charges for Enhancements
  • Less Friendly Negotiation

The QuickBooks GoPayment app and our mobile card reader let you get paid fast and run business freely—in store, on-site, and on the go. The QuickBooks GoPayment app gives customers flexible ways to pay or invoice payments seamlessly. Customers pay by insert, 
tap, or digital wallet to make in-person sales or invoice payments seamless, wherever they happen.

Pros

  • Enables Productivity
  • Client Friendly Policies
  • Acts with Integrity
  • Security Protects
CyberSource Corp

Cybersource

Composite Score
6.2 /10
CX Score
5.9 /10

CyberSource offers Payment Management solutions to merchants of all sizes, operating in the most varied geographies and industry verticals.

Pros

  • Helps Innovate
  • Continually Improving Product
  • Includes Product Enhancements
  • Performance Enhancing

Cons

  • Vendor's Interest First
  • Less Caring
  • Under Delivered

With REPAY's (formerly BillingTree) omni-channel payment platform you can accept more payments via your customer’s preferred channel and device, all through a single payment processing partner, Payment Acceptance. Our payment technology was designed with one purpose in mind: to increase your revenue by making it easier for your customers to make payments. REPAY's omni-channel payment platform can accept more payments via the customer’s preferred channel and device, all through a single payment processing partner, REPAY Payment Acceptance.

Pros

  • Helps Innovate
  • Reliable
  • Enables Productivity
  • Trustworthy

Cons

  • Slower Product Innovation
  • Less Performance Enhancing
  • Less Efficient Service
Pin Payments

Pin Payments

Insufficient Data
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Pin Payments gives you a flexible platform for accepting card payments from your customers.

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Adyen is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster.

Lightspeed

Lightspeed

Insufficient Data
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The one-stop commerce platform for merchants to simplify, scale and provide exceptional customer experiences. The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.

Podium Corp Inc.

Podium Payments

Insufficient Data
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Podium’s Interaction Management platform uses messaging to make it convenient to interact with your leads, customers, and teams along every customer touchpoint. With Podium, you can message your leads and customers, get reviews and feedback, and communicate easily with your team, all in one easy-to-use inbox. With Podium, you’ll be able to conveniently manage and respond to every message across multiple channels, all from one platform.

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APS Payments, a REPAY company, offers omni-channel B2C and B2B integrated payment solutions for every business. APS Payments is a gateway and processor that is trusted by thousands of merchants daily to process payments and works diligently to offer the lowest credit card processing rates, reduce risk, and provide the best payment solutions for customers.

Salesforce.com Inc

Chargent

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Chargent Payment Processing for Salesforce is the top payments application on the Salesforce AppExchange. Chargent is a 100% Salesforce native, lightning ready credit card / ACH payment solution for one time or recurring billing. Chargent puts you in complete control of your payment processing, managing everything right in Salesforce where your customer data is stored.

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